Fun with Insurance

Vince & I have been trying to figure out the best way to do our car & house insurance. Currently, I have Farm Bureau & he has State Farm. After much painstaking deliberation, getting quotes, talking to mortgage escrow folks, etc, we have decided to not do much changing.

Farm Bureau is by far the cheapest anywhere. State Farm didn't come close. However, State Farm is great on responses & has a smoother process if something were to happen to a car. So we're just going to add Vince as a driver to my car policy & add his name to the homeowner's insurance. He's going to keep his own car insurance.

As for medical insurance, I am now on Vince's. Talk about great! For my yearly check up last year, I paid over $200. This year, I paid $0. Nice! Also, the prescriptions are much cheaper on his plan than on mine.

We both have life insurance policies through work, but every single time we talked to Farm Bureau or State Farm, they would bring up the fact they would like to sell us one. If anyone has a non-biased view about life insurance, please feel free to comment.